Physical therapy can be an effective alternative to massage therapy. Let’s take a look at what types of therapy are covered, costs, and eligibility rules.
While Medicare doesn’t cover massage therapy, Part B will cover some other types of therapeutic treatments. What other options might be covered under Medicare? However, Medigap may pay for any leftover expenses from other covered therapies, such as chiropractic treatments and physical therapy. Since original Medicare doesn’t pay for massage therapy, Medigap plans won’t pay for that service either. Medigap plans pay for costs from original Medicare only. Medigap, or Medicare supplement insurance, is a plan that pays the cost of deductibles and copayments from original Medicare. Medicare offers an online tool to help you see what your coverage options are and purchase a plan that’s right for you. If you think you’ll need insurance coverage for massage therapy, search for a Medicare Part C plan that offers this benefit. However, those higher plan costs may be offset by the costs they cover for additional benefits. What’s more, Medicare Advantage plans with these additional areas of coverage often cost more than more limited plans. You may still owe a copayment or deductible. Your Medicare Advantage plan may not cover 100 percent of the costs of your massage therapy.
However, these plans often extend coverage to other areas of treatment, including vision and dental care.Īs of 2019, therapeutic massage is covered as a supplemental benefit under some Medicare Advantage plans. They’re approved by Medicare, and they cover everything original Medicare does. Medicare Advantage plans are private insurance plans. While original Medicare doesn’t cover massage therapy, some Medicare Advantage (Part C) plans may. Costs vary by region, massage type, and gratuity. Typical massage therapy sessions cost about $60 per hour. If you have original Medicare, you’ll be responsible for 100 percent of the costs of massage therapy out of pocket. The Centers for Medicare & Medicaid Services (CMS), the federal agency that runs Medicare, has classified massage therapy as an “alternative and complementary medicine.” As such, Medicare doesn’t pay for massage therapy, even if you use it to treat medical issues. Original Medicare doesn’t cover the cost of massage therapy. In this article, we’ll review when massage therapy could be paid for by a Medicare plan and what you’ll need to do to get the cost covered. Some Medicare Advantage (Part C) plans, on the other hand, might cover massage treatments. That’s why original Medicare (parts A and B) won’t pay for massage therapy sessions. Medicare considers massage therapy an “alternative treatment,” so it’s not deemed medically necessary. It’s often used for relaxation but can also be beneficial for some health conditions. Massage therapy is a treatment that manipulates the soft tissues in your body. In those cases, you’ll need orders from your physician to receive coverage.
Medicare Advantage (Part C) plans might cover some of the costs of massage therapy.Medicare Part B does cover some types of therapy, including physical therapy and acupuncture for certain conditions.That means it’s not covered by original Medicare (parts A and B). Medicare considers massage therapy an alternative treatment.
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